Foreclosures, at least in the Sacramento, California area, seem to be on the decline! At least that’s the take from columnist, Jim Wasserman, in the Sacramento Bee. He reports that in the last couple of months, not only have actual foreclosure sales diminished but filings of the dreaded “Notice of Default” have declined as well. This is indeed good news, at least for this region of the country. But I’m not convinced that it means, as Mr. Wasserman concludes, that maybe foreclosures are “bot