I just got back from taking my two grandchildren trick or treating. I took them to the residential area where I used to live. It is an older neighborhood where the houses were built about 50 to 60 years ago. Before I moved, my neighbors were divided between those older than 60 years old, those with teenage kids, and those just starting their families. Houses sold for between $75,000 and $125,000 depending on the size of the house and the property. I was shocked by what I saw. When I used